Thomas Carlton Insurance Services (TCIS) delivers trusted, strategic insurance solutions designed to protect what matters most. As a full-service Property and Casualty Insurance Agency, TCIS specializes in both personal and commercial lines, providing tailored coverage to high net worth individuals and families, as well as businesses, across the United States. Our clients rely on us for expert guidance, competitive products, and a commitment to excellence that defines every interaction.

Formed in March 2023, TCIS was founded on a legacy of integrity, professionalism, and results-driven service. Backed by over a decade of leadership experience in the insurance industry, our agency combines deep market expertise with forward-thinking strategies to meet the evolving needs of our clients. With a nationwide reach and a focus on long-term partnerships, we take a consultative approach — analyzing risks, identifying opportunities, and designing comprehensive coverage solutions that align with your financial and operational goals.

Today’s insurance landscape is increasingly complex, particularly in California, where many carriers have scaled back or completely withdrawn from writing new policies. As market volatility and regulatory challenges persist, the outlook for these carriers’ return remains uncertain. TCIS navigates these conditions with confidence — leveraging our national network, strong carrier relationships, and extensive industry insight to secure viable coverage options even in restricted markets. Our experience and persistence ensure our clients continue to receive reliable protection, no matter how the market evolves.

At TCIS, integrity and professionalism are at the core of everything we do. Our mission is to simplify the insurance process while delivering exceptional value and dependable protection. We partner with leading MGA's and carriers, utilize advanced technology, and maintain an unwavering focus on client satisfaction — ensuring that every policy, every claim, and every consultation reflects our dedication to excellence.

Partner with TCIS and experience representation that puts your interests first. Whether you’re seeking to safeguard your family’s assets, protect your business operations, or strengthen your overall risk management strategy, our team stands ready to advocate for you. Contact us today to discover how TCIS can deliver the coverage, expertise, and confidence you deserve.

 

Helping you PROTECT what matters most to you and your family, is a JOB we take SERIOUSLY..!

 

Carlton Thomas Ruppert Jr.
President/CEO
Main Office # (949) 996-3260
cthomas@thomascarlton.net