Welcome to
Thomas Carlton Insurance Services
(TCIS)

(CA Resident License # 601022)

TCIS is a property and casualty insurance agency, headquartered in Newport Coast, CA writing personal lines policies for high-net-worth individuals and families; and commercial lines policies for established, successful businesses situated throughout the USA.

The Agency, formed in March 2023, is appointed to write policies on behalf of a long list of established, financially strong, admitted carriers; and through an assortment of MGA’s and MGU’s representing the wholesale market, known as Excess & Surplus lines carriers, each with a variety of insuring appetites.

At TCIS we are committed to the very best customer service and policy support. For all policy services (new, reinstatement, policy changes, or cancellations), premium payments, certificates (Proof of Insurance, ID Cards, and/or Additional Insured), please email your request to "service@thomascarlton.net" or call (949) 996-3260, and a Team Member will be happy to assist you.

Here are just a few industries TCIS writes coverage(s) within:

Construction

Whether you are a general contractor, handyman, or electrician, you know that there are risks inherent to your job. You need an insurance policy that’s built to protect you from on-the-job incidents that result in bodily injury or property damage.

Retail & Service

We have a dedicated team of industry experts in underwriting, risk engineering and claims who can work with you to create a retail or service business  policy that addresses the  unique needs of your business.

Manufacturing

Our manufacturers insurance specialists will design a policy to protect your business against a wide variety of risks, covering your property or equipment, injuries or illnesses, as well as product liability.

Transportation & Hauling

The TCIS commercial transportation team is expert at designing policies to cover a wide range of logistics scenarios. With constant movement of large-scale vehicles comes constant large-scale risks.

Financial

We offer custom programs for Financial Services companies that provide specialized protection plus an extensive array of additional coverages tailored to your unique industry exposures.

Private Equity

TCIS helps Special Purpose Acquisition Companies navigate the challenges of management liability insurance and more. We help protect intellectual property and coordinate strategic transaction liability insurance.

Hospitality

Hotels, motels, restaurants, bars, taverns, and nightclubs all face threats from cyber-attacks, injured patrons, lack of security, theft, liquor liability, food poisoning and many other risks. We'll help design policies to protect you and your patrons.

Real Estate

The TCIS teams works with a variety of insurers to provide that protection. From safeguarding shopping plazas against break-ins to providing coverage for condo complexes to recover after a fire, we can get you covered.

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We Support Non-Profit Organizations

TCIS team members love to support and serve those who serve others, supporting a number of nonprofit organizations, located throughout the US. From the Southern California Sailing Foundation, promoting boat-handling and sailing to Southern California's youth sailors...to...Future Farmers of America (FFA) teaching today's young men and woman to be leaders in America's agricultrual industry. Thomas Carlton Insurance Services' is proud to financially support both, and has commited to fund FFA in 2025 the sum of $10.00 for every policy written by TCIS. TCIS invites you too to support the National FFA Foundation by clicking the link below and donating:

Click Here to Donate
Museum of Modern Art
11 West 53 Street, New York 10019
(212) 708-9700
Visit - https://www.moma.org

How can we help you today?

Let the Thomas Carlton Insurance Services team help you find the right coverage for your insurance needs.

REQUEST A QUOTE

Work with Experienced Insurance Experts!

Thomas Carlton Insurance Services provides a regional source for risk control services and insurance solutions. We take pride in offering five-star support to all our customers who we write insurance for...throughout the many states in the US where we write policies.  Our experienced risk advisors have the expertise to customize policies for all your personal insurance needs (Home, Auto, Personal Umbrella, Yacht, Jewelry & Fine Art Floater, and Investment  Property Policies), as well as, for your business insurance requirements (General and Professional Liability (E&O), Property, Commercial Auto, Workers  Compensation & EPLI, Inland Marine and more).

 

At TCIS, we believe in "a partnership approach"...that creates a lasting relationship with each of our clients. Our goal is to provide the right coverage and limits of coverage to protect your personal and business assets.  The time is now to put the TCIS Team to work for you. Call or email us today for a complete assessment of your current coverage needs...for your family and your business.

Superior Service

Quality of service is our core focus, and it is the very foundation of our business.

We’re Tailored To You

Forget one-size-fits-all insurance. Get the exact protection you need, right when you need it most.

Dedicated Agents

You will receive dedicated service from a professional agent who will work to find you the best available rate and coverage.

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See what our Clients have to say about Us...
We hope you will agree!

  • We’ve worked with Thomas for several years now for both our personal and business insurance needs, and he has consistently exceeded our expectations. He takes the time to truly understand... read more

    Betty Terry Avatar Betty Terry
    October 23, 2025

    Exceptional service, responsiveness and attention to detail, would not hesitate to recommend to anyone. Have been a client for over 7 years.

    Rennick Palley Avatar Rennick Palley
    June 28, 2025

    We recently had the pleasure of working with C. Thomas on a very difficult expensive boat that I had been trying to cover for 2 months. They exceeded all our... read more

    Cindi Charli Avatar Cindi Charli
    June 14, 2025

    C. Thomas is an amazing insurance agent! He answered all my questions and helped me understand what our business policies were and what we needed at renewal. He is kind... read more

    Amanda Himple Avatar Amanda Himple
    January 30, 2025

  • Thomas Carlton has taken care of us with our car dealership and multiple other companies across industries in Idaho for years. Thomas Carlton is the best agent we have ever... read more

    Lupo Motors Avatar Lupo Motors
    December 19, 2024

    We are so pleased with Thomas Carlton Insurance and finally found the agent we had been looking for our business and personal needs. He is the first agent that... read more

    Stephanie Beaudry Avatar Stephanie Beaudry
    December 18, 2024

    He did an amazing job quoting my art and insurance company. All the questions I asked he had an answer for. I appreciate the time he took to help me... read more

    Chloe Chrysikopoulos Avatar Chloe Chrysikopoulos
    December 15, 2024

    C.Thomas took the time to understand my risk profile and assets to recommend the right coverage. Working with his large network of insurance companies he found me great coverage... read more

    Geoffrey T. Ruppert Avatar Geoffrey T. Ruppert
    December 14, 2024

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